Comparison
Buy Now, Pay Later (Rent-to-Own) or Installment Options
Check out our different “rent-to-own”/installment pay options to help you maintain your monthly budget and reinforce a healthy cash flow.
TendoPay lets you buy now and pay later at your favorite stores at a schedule that’s convenient for you. An easy and transparent way to shop, TendoPay will show you your repayment schedule before you complete any purchase. Just choose TendoPay as payment method during checkout.
No Credit Card needed!
Online processing of application
Up to 24 months of installment term (longer terms for repeat customers)
0.5% to 5% monthly interest rate
Requirements: 1 valid ID & 1 proof of income
Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever. Just select Atome as the payment method during checkout.
Installment via Credit Card
Online processing of application
Up to 3 months of installment term
0% interest payments
You only need a credit card to avail!
PayAfter is a Buy Now Pay Later program under Cebuana Lhuillier Finance Corporation (CLFC) that allows Filipino consumers to pay for purchases without using a credit card or upfront cash by enabling customers to make purchases at flexible installment plans.
No Credit Card needed!
Online processing of application via payafter.ph website
Up to 3 months of installment term
0% interest payments
Requirement: Just sign up as a member with PayAfter! Click the link below to know more
No Down Payment!
Buy now and pay later by installments. Just download the UnaCash app on your mobile device and start shopping! To apply – you only need 1 valid ID, 1 proof of income, and a filled out application form. It only takes 5 minutes to complete the application form and get approved.
No Credit Card needed!
Online processing of application. Just download the UnaCash app on your mobile device to begin
Up to 3 months of installment term
0% interest payments
Requirements: 1 valid ID & 1 proof of income
No Down Payment!
Applying is a breeze!
Applying for Buy Now, Pay Later or installment pay is generally the same for most of our financial partners.
For UnaCash & TendoPay: Just make sure you’re at least 18 years old and have a valid government-issued ID and proof of income (also some of our partners ask for proof of billing like Meralco, PLDT, or Manila Water). Read on below to get an overview of the steps.
For Atome: All you need is a credit or debit card!
Browse and pick a product you want to avail
Browse around our website for BillEase and TendoPay installments.
For Atome and UnaPay: First – Download their app on the App Store or Google Play Store then browse around their website or app and pick the product you want to avail.
Add the product to your cart
Chat with us first to confirm availability, then add the item/product to your cart by clicking the “ADD TO CART” button. If’ there’s no button, then it’s out of stock.
Go to the cart page to review the item(s) you've added
Just click on the “cart” logo on the upper-right portion of your screen to go to the cart page. Review your added items/products then proceed.
Fill out all the information on the checkout page
The checkout page will ask for your name, shipping address, contact details, and other information. Fill them out as best you can.
Select either BillEase, TendoPay, Atome, UnaCash, or PayAfter as payment method
On our website’s checkout page, you can choose either BillEase or TendoPay as payment method if you want to avail of installment pay.
For Atome, UnaCash, and PayAfter – you need to do this on their website/app.
Proceed with Payment or Checkout
Once you’ve selected your preferred installment option, proceed and you’ll be taken to their specific website to apply and view the payment or term options. Instructions will be provided while you’re there. Accept and apply for installment, then wait for the approval of the order.
Contact Us
Operating Hours
Mon – Fri: 9am – 5pm
Sat: 9am – 5pm
Sun: 9am – 12pm
