Comparison

Buy Now, Pay Later (Rent-to-Own) or Installment Options

Check out our different “rent-to-own”/installment pay options to help you maintain your monthly budget and reinforce a healthy cash flow.

BillEase is your online and hassle-free shopping partner that allows you to shop and pay at a later time. All you have to do is to submit an application form, wait for our approval. Once approved, an initial credit limit will be established, which can be used to purchase from our store.

N

No Credit Card needed!

N

Online processing of application

N

Up to 12 months of installment term (longer terms for repeat customers)

N

As low as 3.49% monthly interest rate

N

Requirements: 1 valid ID, 1 proof of income, & 1 proof of billing

Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever. Just select Atome as the payment method during checkout.

N

Installment via Credit Card

N

Online processing of application

N

Up to 3 months of installment term

N

0% interest payments

N

You only need a credit card to avail!

TendoPay lets you buy now and pay later at your favorite stores at a schedule that’s convenient for you. An easy and transparent way to shop, TendoPay will show you your repayment schedule before you complete any purchase. Just choose TendoPay as payment method during checkout.

N

No Credit Card needed!

N

Online processing of application

N

Up to 24 months of installment term (longer terms for repeat customers)

N

0.5% to 5% monthly interest rate

N

Requirements: 1 valid ID & 1 proof of income

Cebuana Lhuillier PayAfter

PayAfter is a Buy Now Pay Later program under Cebuana Lhuillier Finance Corporation (CLFC) that allows Filipino consumers to pay for purchases without using a credit card or upfront cash by enabling customers to make purchases at flexible installment plans.

N

No Credit Card needed!

N

Online processing of application via payafter.ph website

N

Up to 3 months of installment term

N

0% interest payments

N

Requirement: Just sign up as a member with PayAfter! Click the link below to know more

N

No Down Payment!

Buy now and pay later by installments. Just download the UnaCash app on your mobile device and start shopping! To apply – you only need 1 valid ID, 1 proof of income, and a filled out application form. It only takes 5 minutes to complete the application form and get approved.

N

No Credit Card needed!

N

Online processing of application. Just download the UnaCash app on your mobile device to begin

N

Up to 3 months of installment term

N

0% interest payments

N

Requirements: 1 valid ID & 1 proof of income

N

No Down Payment!

Applying is a breeze!

Applying for Buy Now, Pay Later or installment pay is generally the same for most of our financial partners.

Just make sure you’re at least 18 years old and have a valid government-issued ID and proof of income (also some of our partners ask for proof of billing like Meralco, PLDT, or Manila Water). Read on below to get an overview of the steps.

Browse and pick a product you want to avail

Browse around our website for BillEase, TendoPay, and Atome installments or in case of UnaPay and PayAfter – browse around their website or app.

Add the product to your cart

Chat with us first to confirm availability, then add the item/product to your cart by clicking the “ADD TO CART” button. If’ there’s no button, then it’s out of stock.

Go to the cart page to review the item(s) you've added

Just click on the “cart” logo on the upper-right portion of your screen to go to the cart page. Review your added items/products then proceed.

Fill out all the information on the checkout page

The checkout page will ask for your name, shipping address, contact details, and other information. Fill them out as best you can.

Select either BillEase, TendoPay, Atome, UnaPay, or PayAfter as payment method

On our website’s checkout page, you can choose either BillEase, TendoPay, or Atome as payment method if you want to avail of installment pay. For UnaPay and PayAfter, you need to do this on their website/app.

Proceed with Payment or Checkout

Once you’ve selected your preferred installment option, proceed and you’ll be taken to their specific website to apply. Instructions will be provided while you’re there.

Contact Us

Cainta, Rizal

(+63) 939-505-6914

hello@irentmo.com

Operating Hours

Mon – Fri: 9am – 5pm

Sat: 9am – 5pm​​

Sun: 9am – 12pm